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Open an account online

Banking made to order, in minutes.

No branch visit, no waiting in line. Tell us a bit about yourself, verify who you are, and your account is ready to use.

Get Started See Account Types
Fraud tip: Cooks Credit Union will never call or text you asking for your account number, username, passwords or verification codes. Report Fraud
Pick your starting point

An account for wherever you're at

Every account is fee-friendly and opens with the same simple flow. Switch or add another anytime.

Most popular

Fresh Start Checking

$0 monthly fee
  • No minimum balance
  • Free debit card, instantly virtual
  • Early payday, up to 2 days sooner
  • One fee-free overdraft grace per month
Open Account

Simple Savings

4.10% APY*
  • No minimum opening deposit
  • Automatic round-up saving
  • Linked overdraft protection
  • Goal-based sub-savings jars
Open Account

Business Checking

$0 for first year
  • Free incoming wires
  • Same-day ACH included
  • Dedicated business banker
  • QuickBooks-ready statements
Open Account
How it works

Four short steps, one sitting

STEP 1

Review disclosures

Skim the account agreement and e-sign consent before you start.

STEP 2

Tell us about you

Name, address, date of birth and contact details.

STEP 3

Verify your identity

SSN plus a photo of your ID confirms it's really you.

STEP 4

Confirm & verify

Enter the code we text and email you, and you're a member.

Ready when you are.

It takes about seven minutes, and you can save your progress at any step.

Start Your Application